Updated Wednesday, May 23 2018

Turn Times

Submission (LE and Disclosure)

Registered Before 12 PM (PST)1 Business Day1 Business Day
Registered After 12 PM PS (PST)1 Business Day1 Business Day

U/W Decision

Loan TypePurchaseRefinance
Fast Track Conv
(700 Fico, 80 Max LTV, Primary)
1 Business Day2 Business Days
Conv2-3 Business Days2-3 Business Days
FHA / VA2-3 Business Days2-3 Business Days
Jumbo3-4 Business Days3-4 Business Days
Portfolio2-3 Business Days3-4 Business Days
ComplexUp to 5 Business daysUp to 5 Business days

Condition Review

Loan TypePurchaseRefinance
CONV2 Business Days2 Business Days
FHA / VA2 Business Days2 Business Days
Jumbo2 Business Days2 Business Days
Portfolio2 Business Days2 Business Days
ComplexUp to 3 Business daysUp to 3 Business days


Loan Doc1-2 Business Days1-2 Business Days
Funding Reviewwithin 24 Hourswithin 24 Hours

Important Dates to Follow

May DOCS Cut-off Dates July 1st Payments (west)

Last Day to Order Initial CD

Purchase (CONV)5/24/2018
Refinance (CONV)5/23/2018
Purchase (FHA)5/24/2018
Refinance (FHA)5/23/2018
FHA Streamline5/16/2018

Last Day to Order Loan Doc

Purchase (CONV)5/29/2018
Refinance (CONV)5/25/2018
Purchase (FHA)5/29/2018
Refinance (FHA)5/25/2018
FHA Streamline5/21/2018

Last Day to Return

Purchase (CONV)5/31/2018
Refinance (CONV)5/31/2018
Purchase (FHA)5/31/2018
Refinance (FHA)5/31/2018
FHA Streamline5/22/2018

Last Day to Fund

Purchase (CONV)6/5/2018
Refinance (CONV)6/5/2018
Purchase (FHA)6/5/2018
Refinance (FHA)6/5/2018
FHA Streamline5/29/2018